Check your loan offer

This may seem very obvious, but it is so important that I am writing a post about it.

You will recieve a copy of your loan offer to sign and return, along with a number of related documents. Be sure to check all the details - especially the address. We got ours the other day and realised that the address of the house we are buying in Galway was spelt incorrectly. Initial thought was that it wouldn't matter, but it turned out we needed to get the offer re-issued, causing a few days delay.

It is very important to ensure that your names, all amount, and all addresses are spelt correctly. It is up to you to do this as it is you who is signing up for the loan.
The last thing we wanted was a delay, but we are delighted to have noticed now while we have time to rectify it rather than when we are signing contracts, or even closing. Luckily we have a great mortgage adviser who was able to get it re-issued in 48 hours.